Course Description

Mastering Money and Banking

Study 365


This excellent Mastering Money and Banking course (USA Standards) will enable you to fully understand your finances, banking, and will teach you how to control both elements in your professional and personal life. Everyone needs some help with banking or money sometimes, and this course will be your comprehensive guide. The course covers interesting and necessary topics such as the functions of a bank, bank models, and theories of credit creation. During this Mastering Money and Banking course you’ll gain a full understanding of the procedures involved in banking and money, so you will never have to worry about either again. If you aspire to work in the banking sector, this course is a great place to start as it will give you an in-depth view of how money and banking works in the real-world. The course provides a complete training on this subject and will give you a comprehensive understanding of the view of money in modern times. Qualifying in this course will take you a notch closer to the career you desire to have.

Learning with Study 365 has many advantages. The course material is delivered straight to you and can be adapted to fit in with your lifestyle. It is created by experts within the industry, meaning you are receiving accurate information, which is up-to-date and easy to understand.

This course is comprised of professionally narrated e-Learning modules, interactive quizzes, tests, and exams. All delivered through a system that you will have access to 24 hours a day, 7 days a week for 365 days (12 months).

Please Note: This Course is Based on USA Standards

Getting Started
1: Banking
1. Banking
Outlook about the module
Introduction to banking
The composition of the financial system
Financial lenders and borrowers
Middlemen involved in financial transaction
Tools and instruments used in financial markets
Financial markets
Credit creation
Discovering the price
Financial intermediaries
Banking principles
Banking issues
Liquidity in banks
Cost of obtaining information
Demand for money
Over the counter securities market
2: Functions of a bank
2. Functions of a bank
Functioning of a bank
Liquidity in banks
Allocation of funds
Price discovery
Credit creation
Usage of liquid
Price risk lessened for the ultimate lender
Economies of scale
Payments systems adapted in banks
Monetary policy
The balance sheet of a bank
Equity of a bank
Loans and advances
Liabilities and assets portfolio
Credit creation
Off-balance sheet activities
3: Theory of credit creation
3. Theory of credit creation
The objectives of learning credit creation
Steps in Credit creation
Explaining money
Ranges of money
Banking institutions
The role of money
Uniqueness of banks
The statutory reserve requirement
4: Process of credit creation
4. Process of credit creation
Credit creation does not start with a bank receiving a deposit
Initial deposit
Government expenditure
Starting point of credit creation
Credit creation is not dependent on a SRR
Is “money supply” a misnomer?
The money identity and the creation of money
Role of the central bank in money creation
Reserves maintained by banks
5: Banking risks
5. Banking risks
Risks associated in banking
Types of banking
Defining risks
Interest rate risk
Liabilities and Assets
Matching assets and liabilities
Interest rate risk management
Market risk
Market liquidity risk
Creation of liquidity
Impeccable record
Volume of and the type of liquid assets
Secondary markets
Liquidity in banks
Liquidity in banks
CBSL vs other banks
Insurance for the deposits
Credit risk
Effects of asymmetric information
Credit risk management
Sovereign credit risk
Banks actions in respect of credit risk
Currency risk
Counterparty risk
Operational risk
Information technology systems risk
Human resources risk
The risk of losing reputation
Legal and documentation risk
Other external risk
6: Bank models
6. Bank models
Objectives of learning the chapter
What are banking models
Regulating a bank
Rationale for regulation
Advantages of regulation
Regulation principles
Legal requirements
Basel accords
Basel II
Pillar 1 theory
Pillar 2
Pillar 3
Basel III
Banking rules and regulations
The banking prudential requirements
Risk management
7: Endnotes
7. Endnotes
Additional information

What will I learn?

  • Understand bank models and banking risks
  • Gain an in depth introduction to credit creation, both the theories and processes
  • Understand the functions of a bank

Course Description:

This online training course is comprehensive and designed to cover the key topics listed under the curriculum.

Course Duration:

You will have 12 Months access to your online study platform from the date you purchased the course. The course is self-paced so you decide how fast or slow the training goes. You can complete the course in stages revisiting the training at any time.

Method of Assessment:

At the end of the course, learners will take an online multiple choice question assessment test. The online test is marked straightaway, so you will know immediately if you have passed the course.


Successful candidates will be awarded a certificate for Mastering Money and Banking.

Course Code S 0573
College Name Study 365
Course Category Accountancy, Business
Course Type Online Learning
Course Qualification CPD
Course Location Athlone, Westmeath, Ireland
Course Fee 24
Course Duration 365 Days
Entry Requirements Learners must be age 16 or over and should have a basic understanding of the English Language, numeracy, literacy, and ICT.
Career Path • Business Manager • Business Owner • Bank Assistant • Payments Specialist • Banking Specialist
For information about Study 365, please visit our college page on by clicking here.

Course Provider

Study 365

New Broad Street House, 35 New Broad Street, London. EC2M 1NH, United Kingdom, Cavan, United Kingdom

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Study 365
New Broad Street House, 35 New Broad Street, London. EC2M 1NH, United Kingdom
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